See BJs.com/bjsoneterms for information on excluded services. If youre rejected for the credit card, you may need to work on increasing your credit score. Minimum eligible purchase amount $10 at BJs checkout. By building healthy credit with the BJs card, you can increase your credit score, add a positive account to your credit history, and take advantage of the rewards program offered by the store. You can also get a $25 BJ's Gift Card when you are approved for the card and make your first purchase. Credit card offers are subject to credit approval. Rewards are only redeemable for eligible purchases and membership fees at BJs checkout in-club, on BJs.com, or on the BJs mobile app. The card offers 5% back on most BJ's purchases and 10 cents off per gallon of gasoline purchased at BJ's gas stations. Other instructions will be followed afterward. My mum got her card that way back in 2016 and it was a very good card for rewards if you buy bj's a lot as some time theywill have extra "x" % back for differenttimes in the year. card tier. LEARN MORE. Insert Insert the embedded chip card end of your card into the bottom slot of the chip-enabled terminal. All purchases made using your BJ's One Mastercard. Rewards will be added to the membership account in approximately 7-10 business days after credit card account opening. Authorized users are allowed to purchase on the primary cardholders account, sharing a credit card and membership number. Proven chip technology better protects youand your data. How did it come? All BJ's One Mastercard cardholders must use their BJ's One Mastercard credit card in the applicable purchase transaction in order to earn on their purchases, as more fully set forth in the BJ's One Mastercard Program Rewards Terms (see BJs.com/bjsoneterms). Bjs Perks Mastercard ensures that customers transact seamlessly 24/7. More details on software and accessibility are available at WebAIM.org. Enrollment required. You MUST activate your card before using it in-club, at BJs Gas, or anywhere else. I don't really want to be stuck with a sub-prime SL either bc I can easily set up two secured cards with $5000 deposits each. The card's regular interest rate is variable, meaning it can change based on certain economic conditions. Youll be able to set up paperless statements, customized alerts and other features. The easiest way you can reach the BJ's Credit Card customer service is either over the phone at (855) 269-1622 or through BJ's online chat. But we are here to just startup the credit card ownership. There is credit card bill payment information for people who already have a credit card for BJ's. BJS Card Login Or Official Support. Must have a minimum balance of $10 in rewards to redeem. If you arent a frequent shopper at a specific retailer, it probably doesnt make sense to apply for a card from it. Based on your BJ's membership, you will be directed to the appropriate credit card. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. The 5% back is tied to My BJ's Perks program and dispersed in $20 increments. When purchasing gasoline at BJs gas stations, the card touts a discount of 10 cents per gallon and 5% rewards on BJs purchases. Hasn't properly reported my balance to credit bureaus in six months. The mailing address will also be on your BJs One Credit Card, BJs One+ Credit Card, or BJs Business Elite Credit Card billing statement, as applicable. 12 Must have a minimum balance of $10 in rewards to redeem. Brand new benefits are here! the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. You lost a good customer. Some credit card issuers specialize in retail credit cards, and Comenity Bank is one of the biggest. What's This Charge On My Credit Card Statement? If your account was converted to Capital One, you can now activate your new BJ's One Mastercard and reenroll in online banking by visiting BJs.capitalone.com. In addition to pre-approved offers, which are sent by mail or email, most major credit card companies allow people to pre-qualify for their cards. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer's website. However, it's important to review other fees and charges, including the following: An annual percentage rate (APR) between 16.49% and 26.49% for financed purchases, depending on the current market. ALL RIGHTS RESERVED. We opened our BJ's credit card account just before hurricane Ian. @LuckyB338 Given youreceived the Pre Approval, I'll say you have a decent chance! If your account was converted to Capital One, you can now activate your new BJ's One Mastercard and reenroll in online banking by visiting BJs.capitalone.com. To start, youll get $25 off the first purchase you make with your card at either Victorias Secret or Pink. 5 BJs One+ Credit Card holders earn 5% back in rewards on eligible purchases of goods and services in-club at BJs front-end registers, on BJs.com or in the BJs app (minus any redeemed rewards, returns, refunds or credit adjustments) when they pay for these purchases with their BJs One+ Credit Card. Further information is available in our FICO Data Privacy Policy. 6 Receive an instant discount of 15 off each gallon of fuel at BJs Gas when you use your BJs One+ Credit Card to pay for your fuel purchase and scan the associated membership card. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. The bank offers branded cards from several retailers, many that let you earn ongoing rewards. Follow the prompts and only remove your card once the transaction is complete. You can look up your BJ's rewards balance at BJs.com/account/rewards. Must contact BJ's Member Care at 800-BJS-CLUB to request cash back in the form of a check prior to Award expiration. An APR of 26.99% for balance transfers and an additional $10 or 5% of the . When considering a card, see the issuer's online application for official details about terms and conditions. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Youre more likely to qualify for a store card because you generally dont need as high of a credit score as youd need to qualify for a traditional rewards card. When you click on Dan Rafter You cannot apply for the BJ's Credit Card over the phone. How to register an account online and activate a new card? 2008 2023 Ziff Davis, LLC, a Ziff Davis company. I'm on the waitlist for X1 and I only get the prequalified offer for FNBO Secured but haven't read much about graduation process which is why I've set myself up for BOA and TD. Heres a look at three of Comenitys most popular rewards credit cards. Other things to know about the BJ's Credit Card approval process: If you get approved for the BJ's Credit Card, you should receive your card within 7-10 business days. Check the data at the top of this page and the bank's website for the most current information. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. They need to fix this . Theres also a $25 Ikea reward dollars bonus when you spend $500 or more outside of Ikea, Traemand and TaskRabbit within the first 90 days of account opening. The interest rate on a BJ's Credit Card is 19.24% - 29.24% (V), with the actual rate depending on factors such as your income, credit history and existing debt. About Bj's Credit Card. Since 2004, CreditCards.com has worked to break down the barriers that stand between you and your perfect credit card. 1 If you have not yet received your new card in the mail, please call 844-202-9570. By allowing access to your new line of credit right away, instant use credit cards can help fund large purchases, earn sign-up bonuses, get discounts on shopping carts and more. Replacing the BJ's Perks Plus Mastercard Credit Card, Replacing the BJ's Perks Elite Mastercard Credit Card, Replacing both the BJ's Business Perks Plus Mastercard and BJ's Business Perks Elite Mastercard. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. Many factors affect your FICO Scores and the interest rates you may receive. The cards 3 percent category for dining, grocery store and utility purchases sets it apart from most other retail-branded cards. Register? Its time to activate your card and set up your online account if you havent already. Alcoholic beverages, cigarettes or tobacco-related products, lottery tickets, gift cards, propane, gasoline, BJ's Member Services (such as BJ's Auto Buying Program , cellular phone services, BJ's Optical Department . Comenity Bank typically pulls reports from all three major credit bureaus when evaluating new credit card applications. Tap If you see this symbol at checkout, you can choose to tap your card against the terminal, and then follow the prompts to complete your purchase. Plus, for every $15 in rewards you earn, youll receive a $15 Ikea reward certificate. The information, including card rates and fees, presented in the review is accurate as of the date of the review. You need a good credit score (in the 660-719 range) in order to get approved for this card. BJ's One Mastercard Replacing the BJ's Perks Plus Mastercard Credit Card 3% back in rewards on most BJ's purchases 2 10 off/gal. Popup? Eligible purchases exclude shipping, sales tax, bottle deposits, alcoholic beverages, cigarettes and tobacco-related products, lottery tickets, gift cards, propane, BJs Gas, online optical purchases, membership fees and add-ons, warranties and protection plans, BJs services provided by third parties (e.g., BJs Travel), BJs B2B and BJs Global Sales transactions. Cash back is in the form of electronic Awards issued in $10 increments that are used at checkout at BJ's and expire six months from the date issued. They even admitted that there was a glitch in their system. I have a Capital One online account. ; If you are not logged in, you will be prompted to do so. Enter your login email and password, and click Sign In. Purchases at BJs clubs, BJs Gas, BJs.com, BJs app, and B2B and BJs Global Sales transactions are not outside of BJs..